NAIC life insurance policy locator: how to check and claim

Who it is for

The family or the representative of the person who died.

What it needs

An NAIC account, and the deceased's SSN, date of birth and date of death.

• For someone who died. Needs an NAIC account and the deceased's SSN, date of birth and date of death. Enter the SSN only on the official NAIC site.

Open eapps.naic.orgOpens eapps.naic.org in a new tab. If it asks for your SSN, enter it only on eapps.naic.org. We never ask for it.

How to claim

Claim steps and deadlines: not verified on the official site

• If there is a match, the insurer contacts the person who searched.

• Claiming is free. Nobody needs to charge you a fee to file.

Scam warnings

• Unclaimed-property offices say they do not contact people directly about unclaimed property.
• Never pay anyone, buy a gift card or send crypto to claim property. Claiming is free.
• If someone who contacted you asks for your SSN, bank login or card details, stop.

Verified 2026-10-04

Source: eapps.naic.org. Register entries: F31.